All bank offers
First Commonwealth Federal Credit Union logo

Cashback Checking

First Commonwealth Federal Credit Union

Bonus

$400

Monthly Fee

None

To Qualify

$2,000 Direct Deposit for two months

Availability

PA, NJ

Expired

9/30/2026

View Offer

Bonus Details

$400 bonus. Also very small amount of cashback available on the debit card.

How To Qualify

Open Cashback Checking and Regular Share savings on the same day using code EARN400; deposit $5 into savings. Within 90 days, enroll the primary member in Digital Banking and receive at least $1,000 in direct deposits each month for two consecutive months. New members only, with no account ownership or membership in the previous six months. Keep checking open, active and in good standing through bonus payout.

The Fine Print

Monthly Fees
None
Account Type
Cashback Checking
Expiration Date
9/30/2026
Additional Requirements
$5 savings deposit mandatory for credit union membership
Availability
Pennsylvania, New Jersey

Lehigh County, Easton and Northampton County, Maxatawny Township, Berks County, Lehighton Borough, Carbon County, and Warren County, NJ. Other areas of PA and NJ likely available via the American Consumer Council.

Monthly Fee Details

No monthly maintenance fee. Paper statements cost $3 unless enrolled in eStatements; closing within 90 days costs $20.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Eligible participants may earn a $400 bonus, which will be deposited into their Cashback Checking account after all conditions are satisfied. Offer runs from March 2, 2026 – September 30, 2026. Eligibility: - Offer is available to new members only. - To be considered a new member, the individual must not have had any ownership interest in any account or membership with First Commonwealth Federal Credit Union within the previous six (6) months prior to opening the Cashback Checking account. - Regular Share (to establish membership) and Cashback Checking account must be opened on the same day. - Existing members and individuals who have closed an account or membership within the past six (6) months are not eligible. - One bonus per member. You must have at least $1,000 in direct deposits each month for two consecutive months. Complete these steps within 90 days of opening your account and the cash bonus will be deposited approximately 30 days after qualification. Deposit requirement cannot be met by check, cash, internal transfer, or person-to-person payments. Qualifying Account: - The account must be a Cashback Checking account opened during the promotional period. - Account must remain open, active, and in good standing through the date the bonus is paid. - All standard membership and account opening requirements apply. The member is responsible for any applicable taxes. - Bonus payment will be made to primary member. - Bonus payment will only be made if member used code EARN400 at account opening. - Primary member must enroll in Digital Banking to receive bonus payment.

Some links on bankrewards.io are affiliate links. We may earn a commission if you click and open an account or earn a bonus. This is how we support the site. Thank you!