Associated Bank Offer

Bonus Details

Up to $600 bonus.

How To Qualify

Open Access Checking with at least $25; get an offer code from the offer page if opening at a branch. Receive recurring employer or government direct deposits totaling $500 within 90 days. Across eligible personal deposit accounts with the same primary owner, average balances during days 31–90 must total $10,000 for $600; $5,000 earns $400 and $1,000 earns $300.

The Fine Print

Monthly Fees: None
Household Limit: None listed
Account Type: Personal Bank Account
Expiration Date: 11/30/2026
ChexSystems: Unknown
Additional Requirements: Bonus paid within 120 days; keep the account open through payment and for at least 12 months or the bonus may be deducted. Excluded if you received a personal checking bonus within 24 months AND have or had an Associated checking account within 12 months. Primary owner must be 18 or older with a valid email. One offer per customer; cannot combine offers.
Availability: Iowa, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Ohio, Wisconsin

Monthly Fee Details

Access Checking has no monthly maintenance fee.

Early Account Closure Fee

Bonus forfeit if closed within 12 months

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

This offer is limited to a new personal Associated Bank checking account opened and funded through November 30, 2026. Receive up to a $600 bonus with required minimum opening deposit (Associated Access Checking: $25, Associated Balanced or Choice Checking: $100) and recurring direct deposits totaling $500 or more within 90 days of account opening from an employer or government agency. Person-to-person payments and transfers from existing or external accounts do not qualify as the required direct deposit transactions. Determining your bonus: 90 days (or the previous business day), after opening your checking account, we will calculate the sum of the average daily balance for all your open Associated Bank deposit accounts for days 31-90. Total average daily balances of $1,000-$4,999.99 will earn $300, $5,000-$9,999.99 will earn $400 and $10,000 and over will earn $600. All personal Associated Bank checking, savings, money market, IRA and/or CD account balances are included in the calculation to determine your total average deposit balance. Accounts must be titled with the same primary account holder to qualify for the bonus. Deposit balances from business, HSA, investment, minor or private banking accounts are ineligible. The bonus will be deposited into the new Associated Bank checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Associated Bank reserves the right to deduct the monetary bonus from the account prior to closing. Offer limited to one per customer and cannot be combined with other offers. New customers opening online are limited to IA, IL, IN, KS, MI, MN, MO, NE, OH and WI. Offer not available for customers who have received a new personal checking account monetary bonus within the last 24 months and have or have had an Associated Bank checking account within the last 12 months. Valid email address required. Primary owner on the account must be 18 years or older to qualify. Associated Bank colleagues are not eligible. Open a no monthly maintenance fee Access Checking account, or view our other checking account options.