Source wording for the promotion. View official source Recorded Invalid Date.
$ 400 Open an account » Offer code automatically applied when you choose "Open an account" OR Enter email address Email my offer » Email address won’t be used for other promotions or shared with third parties Account subject to approval.
Offer expires 10/14/2026.
Bonus/Account Information: Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposits totaling $1,000 or more made into the new checking account within 90 days of coupon enrollment.
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
Person to Person payments (such as Zelle®) are not considered a direct deposit.
Micro-deposits do not qualify as a direct deposit for the bonus.
After you have completed all the above requirements, we’ll deposit the bonus in your new account within 15 days.
To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
Service Fee: Chase Total Checking has $0 Monthly Service Fee when you have any ONE of the following during each statement period: Option #1: $500+ in qualifying electronic deposits; OR, Option #2: $1,500+ balance at the beginning of each day; OR, Option #3: $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or investments; OR, Option #4: Link this account to a qualifying checking account.
Otherwise a $15 Monthly Service Fee will apply.
New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods.
Qualifying electronic deposits include payments from your employer or government entities (benefits, tax refunds, etc.), made using the ACH network, Real Time Payment (RTP®), FedNow® Service, or third-party services that facilitate payments to your debit card using the Visa® or Mastercard® network.
Transactions such as Zelle®, cash, checks, wire transfers, and interest payments do not count as qualifying electronic deposits.
