Redstone Federal Credit Union Offer

Bonus Details

$475 bonus deposited into member's checking account within 150 days of account opening, but no later than March 2, 2027.

How To Qualify

New members only. Must not have had an RFCU account within the past 1826 days (5 years). Open a share savings and checking account on the same day. Minimum $5 balance required in share savings. $25 minimum opening deposit for checking. Present a valid promotional code at time of account opening.

Log in to online banking at least once AND make at least 5 point of sale (POS) debit card purchase transactions within the first 60 days of account opening. ATM withdrawals do not count as POS purchases. Must be 13 years or older. Consumer accounts only.

Accounts must remain open and in good standing until the bonus is paid (no later than March 2, 2027). Must reside in eligible Alabama or Tennessee counties until the bonus is paid. This offer cannot be combined with any other promotional offers.

The Fine Print

Monthly Fees: $3
Credit Inquiry: Soft Pull
Household Limit: Promotion code cannot be used more than two times per household
Account Type: Personal Bank Account
Promotion Start Date: 6/2/2026
Expiration Date: 10/3/2026
ChexSystems: true
Availability: Alabama, Tennessee

Monthly Fee Details

Easy Checking: $3 monthly fee, waived with one direct deposit or 4+ POS transactions per month. Rewards Checking: $8 monthly fee, waived with one direct deposit or 4+ POS transactions per month. Safeguard Checking: $10 monthly fee ($8 with eStatements). No monthly fee for primary owners 24 years of age or younger.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Offer valid from June 2, 2026, to October 3, 2026. Become a Redstone member, open your first checking account online or in-branch, and get $475 – no side hustle required. Become a member and open your first checking account on the same day using promo code JOIN475. Primary savings and checking accounts must be opened on the same day. A $25 minimum deposit is required to open a checking account. Then, enroll in online banking and make at least five debit card purchases within 60 days of account opening. Residents of select counties in Alabama and Tennessee who have not had a personal account with Redstone in the past five years. Bonus will be deposited into the member’s checking account within 150 days of account opening, but no later than March 2, 2027, if the promotion requirements are met. A valid promotion code must be presented at the time of account opening to qualify and may not be used more than two times per household.