HSBC Premier Offer

Bonus Details

Earn up to $6,000 across two cash bonus opportunities; you may qualify for one or both.

Tiered Cash Bonus of up to $5,000 based on New Assets added to Eligible Accounts:

New Assets	Cash Bonus
$150,000 – $249,999	$1,500
$250,000 – $499,999	$2,500
$500,000 – $999,999	$3,500
$1,000,000+	$5,000

Separate $1,000 Cash Bonus for opening a new Eligible HSBC Securities account (Managed Portfolio Account, Spectrum, advised brokerage or self-directed brokerage) between July 1, 2026 and August 31, 2026 and adding $50,000+ in New Assets. Clients with an open Eligible HSBC Securities account as of June 30, 2026 are not eligible for this bonus.

Bonuses are paid into your Premier checking account by February 15, 2027.

How To Qualify

You must be an existing Premier client with an open Premier checking account as of June 30, 2026.

Tiered Cash Bonus: add New Assets of $150,000 or more to Eligible Accounts (Premier checking, Premier Savings, Premier Relationship Savings, Managed Portfolio Account, Spectrum, advised brokerage or self-directed brokerage) by August 31, 2026, and maintain Net New Assets through November 30, 2026. Net New Assets are measured as the net increase in Eligible Accounts and Baseline Balance from June 30 to August 31, 2026.

$1,000 Cash Bonus: open an Eligible HSBC Securities account between July 1, 2026 and August 31, 2026, add at least $50,000 in Net New Assets, and maintain through November 30, 2026.

Ineligible accounts include CDs, insurance products, annuities, 529 plans, retirement accounts (IRAs, Keogh, SIMPLE IRA, 401(k)), UTMA/UGMA, commercial accounts, and trust accounts.

The Fine Print

Monthly Fees: $50
Account Type: Personal Bank Account
Expiration Date: 9/1/2026
Additional Requirements: Opt in to receive HSBC marketing emails by November 30, 2026
Availability: Nationwide

Monthly Fee Details

$50 monthly fee waived with $100,000 in qualifying combined U.S. deposit and investment balances, $5,000 in monthly recurring qualifying direct deposits, an eligible HSBC-serviced U.S. residential mortgage, or HSBC Private Bank status. Home equity loans do not qualify.

Early Account Closure Fee

$25 early termination fee if closed within 180 days

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

A monthly maintenance fee14 Footnote link 14 of $50 will be incurred if at least one of these requirements is not maintained. Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment11 Footnote link 11 accounts; OR Monthly recurring direct deposits12 Footnote link 12 totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included Consumers who maintain Private Bank status13 Footnote link 13 You may link qualifying accounts to help avoid some fees and extend relationship benefits to those accounts. You will not be assessed a Monthly Maintenance Fee for the calendar month in which you open your account and the following 3 calendar months (together, the “Waiver Period”), whether you meet the qualifying criteria or not. If immediately after the “Waiver Period”, you have not met one of the HSBC Premier qualification criteria and your HSBC Premier checking account is charged 3 consecutive Monthly Maintenance Fees, your account will be closed. In addition, any other checking, savings, credit card and Global Money Accounts that you own will be closed, unless you (or a joint account holder on those accounts) hold a different HSBC Premier checking account.