Community State Bank Offer

Bonus Details

Choose $400 or, when opening in person, a Dyson Supersonic hair dryer, Vitamix VX1 Blender or Blackstone E-Series 22-inch Electric Griddle. Online accounts receive the cash option. The reward arrives within 30 days after the 90-day qualifying period ends.

How To Qualify

Within 90 days of opening, make one point-of-sale debit card purchase and receive one qualifying electronic direct deposit. ATM transactions do not count; person-to-person transfers may not qualify. Keep the account open at least 90 days with a positive balance at the end of that period.

APY Details

4.00% APY applies to Edge Checking balances up to $25,000.

APY Requirements

Each statement cycle, receive at least one qualifying ACH direct deposit, make 15 Visa debit purchases, and receive electronic statements. Transactions must post and settle by the cycle’s last business day; ATM transactions and pending purchases do not count. The primary owner must enroll in e-Statements through online banking with a valid email address. Person-to-person and account-to-account payments do not qualify as direct deposits.

The Fine Print

Monthly Fees: None
Account Type: Edge Checking
Promotion Start Date: 10/5/2026
Expiration Date: 12/31/2026
Additional Requirements: $100 minimum opening deposit.
Availability: Iowa

Monthly Fee Details

A $3.95 paper statement fee applies if you do not enroll in e-Statements within 90 days. Closing the account within 90 days incurs a $30 fee, regardless of bonus qualification.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Bonus offer is valid between October 5, 2026 – December 31, 2026. Minimum opening deposit of $25-$100 required, dependent on account type. 1Consumer Checking Account Bonus Offer: Earn a $400 bonus or gift when you open a new consumer checking account, and complete all required account activities within 90 calendar days of account opening (“qualifying period”): • Open a new eligible consumer checking account, subject to approval; • Make at least one qualifying debit card transaction; and • Receive a qualifying direct deposit. To receive the bonus or gift, the account must be open for at least 90 calendar days and have a balance greater than zero at the end of the qualifying period. Bonus or gift will be provided within 30 days after the end of the 90-day qualifying period, if requirements are met. Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Direct deposits must be qualifying electronic deposits; person-to-person transfers may not qualify. Bonus or Gift Options: Eligible client may choose one (1) of the following bonus options when they open their new checking account: Dyson Supersonic® hair dryer Prussian Blue/Rich Copper (retail value $399.99), Vitamix® VX1 Blender (retail value $379.95), or a Blackstone® E-Series 22" Electric Griddle (retail value $349.95), or a $400 credit to the new account. Gift selections are available only for accounts opened in person. Accounts opened online will automatically default to the $400 credit. Additional Terms: Offer available only to new consumer checking account clients. New client must be primary owner on the account. Not available to current consumer checking clients, anyone who has had a consumer checking account with CSB within the past 12 months, or anyone who has previously received a consumer checking account bonus from CSB. If under age 18, a parent or legal guardian is required as a joint owner. Offer cannot be combined with other offers. Offer is available only to Iowa residents.