Community State Bank

Disclosure Open an Edge Checking® account by September 30, 2026, to qualify for this offer. 1New Client Edge Checking® Bonus offer: Earn a $400 bonus when you open a new Edge Checking® account, subject to approval, and meet all of the Edge Checking® premium interest requirements within 90 calendar days of account opening (“the qualifying period”). All Edge Checking® Premium Interest requirements must be met, premium interest earned and credited to the account at least once during the first 90 calendar days of account opening date (“qualifying period”). The account must also be open for at least 90 calendar days and have a positive balance at the end of the “qualifying period” to be eligible for the bonus. Primary account owner must be new to the bank. This offer is not available to current CSB customers who currently have another type of consumer checking account, or to anyone who has had any type of CSB consumer checking account within the past 12 months, even if they have not previously held an Edge Checking® account. You are only eligible for one checking account cash bonus per tax identification number; you cannot open multiple checking accounts and receive multiple cash bonuses; bonus is only paid to the primary owner. Bonus offer is only available to residents of Iowa. Cannot be combined with any other offers. Minimum to Open: A minimum opening deposit of $100 is required for Edge Checking. Bonus Payment: The bonus will be deposited into your Edge Checking® account within 30 calendar days after the end of the 90-day “qualifying period”, provided all qualifying and eligibility requirements were met. Early Closing Fee: An early closing fee of $30 will be charged if your Edge Checking® Account is closed within 90 calendar days of account opening, regardless of bonus qualification. Edge Checking® Premium Interest Requirements (per statement cycle): • Debit Card Activity*: A minimum of 15 Visa® debit card transactions have posted and settled to your account. ATM transactions do not count toward this requirement, • Direct deposit*: Have at least one direct deposit ACH (Automated Clearing House) posted and settled to your account; and • Electronic Statements: You must be enrolled in electronic statements and receive your monthly account statement electronically (e-Statements). Enrollment in Personal Online Banking (via browser or mobile app) and a valid email address are required for e-Statement delivery. Primary account holder must enroll in e-Statements. All requirements must be met within the same statement cycle to qualify for the premium interest for that statement cycle. 4.00% APY is for balances up to $25,000. To earn the premium APY and non-CSB ATM fee refunds, you must meet all Edge Checking® premium interest requirements during each statement cycle. A $3.95 paper statement fee will be assessed on all accounts that do not sign up for e-Statements within 90 days of account opening. Debit card transactions authorized but not yet posted do not count toward the debit card requirement. Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or CashApp) are not considered a direct deposit. All transactions must have posted and settled to the account by the last business day of the statement cycle.