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Personal Bank Account

First Horizon Bank

Bonus

$700

APY

0.25%

Monthly Fee

None

To Qualify

$2,000 Direct Deposit + $3,000 Balance for 90 days

Availability

LA, NY, SC, TX, TN, AR +6

Expired

9/25/2026

View Offer

Bonus Details

Earn $450 for qualifying checking deposits, plus $250 by opening Traditional Savings the same business day. For the savings bonus, deposit $3,000 in new funds directly from outside First Horizon and its affiliates within 30 days of savings opening; do not route funds through First Horizon checking. Maintain a daily collected savings balance of at least $3,000 for 90 days from deposit.

How To Qualify

Open FirstView Checking with $50 from outside First Horizon and its affiliates; savings also requires $50 to open. Receive $2,000 in qualifying payroll, pension or Social Security direct deposits within 90 days of opening. You must not have had a First Horizon consumer checking account in the past 24 months. Keep checking open at least 90 days and open, active and positive through bonus payment.

APY Details

Interest compounds daily and is credited quarterly. The rate is variable and applies to Traditional Savings, not FirstView Checking. Fees may reduce earnings.

APY Requirements

Open a Traditional Savings account with at least $50. The listed APY applies to all balances.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Promotion Start Date
8/3/2026
Expiration Date
9/25/2026
Additional Requirements
Open checking by 9 PM EST September 25, 2026. Both accounts must have the same primary owner. For branch or phone applications, obtain a promo code through the offer page and use it when applying.
Availability
Louisiana, New York, South Carolina, Texas, Tennessee, Arkansas, Mississippi, Alabama, Georgia, Florida, North Carolina, Virginia

Applicants must reside in a state with a First Horizon banking center.

Monthly Fee Details

Checking: $0 with eStatements; paper statements cost $2/month, or $3 with check images. Savings: $5/quarter if the daily balance falls below $250, refunded when linked to FirstView Checking. Savings withdrawals beyond six per quarter cost $2 each.

Early Account Closure Fee

Bonus forfeit if account closed within 6 months

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

*$450 Cash Bonus Offer Eligibility Requirements: To qualify for the $450 cash bonus, open a new FirstView Checking account between 08/03/2026 and 9PM EST 09/25/2026. Applicant must be a new First Horizon Bank checking client that has not had a consumer checking account with First Horizon Bank in the last twenty-four (24) months. Applicant must reside within a state where a First Horizon banking center is present. Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates. Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security. Non-qualifying deposits include person-to-person, bank, or other electronic money transfers (such as Zelle®), or those made through internet payment services. The checking account must be open for a minimum of 90 days. Bonus will only be paid to open and active accounts with a positive balance. The cash bonus will be deposited into your account within 15 business days after qualifying activities are met. All FirstView Checking accounts require a $50 minimum opening deposit. *$250 Cash Bonus Offer Eligibility Requirements: To receive the extra $250 bonus (total amount of bonus equal to $700): Client needs to complete all the above requirements for the FirstView checking account and client must: 1) Open a new Traditional Savings account within the same business day as the checking account above which is subject to approval. 2) Deposit a total of $3,000 or more in new funds into the new savings account within 30 days of the savings account opening; Funds need to be deposited directly into the savings account. Funds cannot be deposited into a First Horizon checking account and then transferred into the savings account; AND 3) Maintain a daily collected balance of $3,000 or more for 90 days from the day of the deposit. The new funds cannot be money held by you at First Horizon or its affiliates. After you have completed all the above savings account requirements, we'll deposit the extra $250 bonus into your new checking account within 15 business days. Bonus will be paid to open and active FirstView checking account with a positive balance only. Traditional savings accounts require a $50 minimum opening deposit. The primary owner of the checking and corresponding savings account must be the same person and only this person is eligible for the offer. Prefer to apply in person or on the phone? Just give us a few details to get your promo code and use it when you apply. A $2 monthly fee applies to paper statements. A $3 monthly fee applies to paper statements that include front and back images of checks.

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